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Tuesday, December 3, 2024
Mortgage loan
How a Home Mortgage Works
Home mortgages allow a much broader group of citizens the chance to own real estate, as the entire purchase price of the house doesn’t have to be provided up front. But because the lender actually holds the title for as long as the mortgage is in effect, it has the right to foreclose on the home (seize it from the homeowner, and sell it on the open market) if the borrower can’t make the payments.
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