Monday, June 15, 2026
A mortgage
A mortgage is a loan used to purchase or maintain real estate, where the property serves as collateral.
KEY TAKEAWAYS
Mortgages are loans used to buy homes and other types of real estate. The property itself serves as collateral for the loan.
Mortgages are available in a variety of types, including fixed- and adjustable-rate.
The cost of a mortgage will depend on the type of loan, the term (e.g., 30 years), and the interest rate that the lender charges.
Mortgage rates can vary widely depending on the type of product and the applicant's qualifications.
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