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Thursday, July 29, 2021
Mortgage types
Mortgage types explained - Which?
Mortgage types explained · tracker mortgages · discount mortgages · fixed-rate mortgages · standard-variable-rate mortgages · interest-only vs repayment mortgages ...
Fixed-rate mortgages: Pros of fixed-rate mortgages During the deal period, your inter...
Tracker mortgages: Pros of tracker mortgages If the base rate goes down, your mont...
Discount mortgages: Pros of discount mortgages Your rate will remain below your le...
Monday, July 19, 2021
Mortgage Term Loan
Mortgage Loan
In order to meet the personal financing needs, all you have to mortgage your personal fixed assets property (land/land & building) to bank. It is easy, simple and hassle free with quick turnaround time.
A) Mortgage Term Loan
Eligibility
• Loan against mortgage of fixed asset with acceptable commercial value.
• Salaried or self- employed Nepalese citizens with reliable source of income.
• Entrepreneurs
Purpose
• For the purchase of consumer durable, medical treatment, marriage ceremony, starting new business and to finance personal expenses, etc.
Nature of Facility
• Repayment on EMI basis.
Tenure
• For the period of maximum of 8 years.
Margin
• Facility may be availed upto 60% of distress value of collateral in general.
Charges
• Processing Fee/ Prepayment Charges: 1% of loan amount.
• Interest Rate: .Refer Rate of Interest Published
B) Mortgage Overdraft Loan
Purpose
• For the purchase of consumer durable, medical treatment, marriage ceremony, starting new business and to finance personal expenses, etc.
Nature of Facility
• Revolving in nature. You will have flexibility in fund withdrawal and repayment at your convenience.
Eligibility
• Loan against mortgage of fixed asset with acceptable commercial value.
• Salaried or self- employed Nepalese citizens with reliable source of income.
• Entrepreneurs
• Fixed Income Group( Having rental/pensions/property etc)
Margin
• Facility may be availed up to 60% of distress value of collateral in general
Charges
• Processing Fee: 1% of loan amount.
• Interest Rate: Refer Rate of Interest Published
Documents Required
• Identification document like Citizenship, Passport
• Photographs
• Documents certifying current salary (for employee)
• Certified Income Statement
• Paper of Agreements/contracts (for Fixed Income Groups)
• Copy of land ownership certificate, blue print of land, latest land revenue receipt
Monday, July 12, 2021
Economic Turkey Tour
10 Days Economic Turkey Tour adventure will come to an end with your overnight bus ride back to Istanbul, hopefully with everlasting memories of your time in Turkey.
Here at Travel Booking Turkey by Imperial Travel Turkey, we are open to establishing even more extensive Turkey tour packages for even more reasonable charges – since we do everything by your preferences and budget. All you need to do is pass your basic details to us via e-mail and watch everything unfold right before your eyes!
Monday, July 5, 2021
Mortgage loan
A mortgage loan or simply mortgage is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
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